1. Introduction

Your privacy is central to our mission. When you use Quontic’s services, you entrust us with your information, and we take that responsibility seriously. This policy outlines what we collect, why we collect it, and how you can manage your data.

2. Information We Collect

We collect data to provide secure and personalized financial services:

2.1 Information You Provide

• Your name and contact details
• Account registration details and credentials
• Payment and transaction information
• Customer support communications

2.2 Automatic Information

• Device and browser identifiers
• Login and usage activity logs
• Location data when enabled
• Security-related metadata

3. How We Use Your Information

Quontic uses collected information to:

• Provide secure banking and digital financial services
• Verify identity and maintain account security
• Process payments and manage transactions
• Personalize your user experience
• Improve service performance and compliance

4. Information Sharing and Disclosure

We do not sell your personal data. Information is only shared:

4.1 With Your Consent

When you explicitly authorize sharing of your data (e.g., with third-party apps).

4.2 For Legal or Security Reasons

• To comply with regulatory or legal obligations
• To enforce our Terms of Service
• To prevent fraud, financial crime, or security risks
• To protect your rights, property, or safety

5. Data Security

Quontic employs advanced safeguards, including:

• Bank-grade SSL/TLS encryption
• Regular system monitoring and audits
• Role-based access restrictions
• Multi-factor authentication (MFA)

6. Your Rights and Choices

You can exercise the following rights regarding your personal information:

• Access and review the data we hold about you
• Request corrections to inaccurate data
• Request account closure and data deletion
• Limit or withdraw consent for data use

7. Changes to This Policy

We may update this Privacy Policy periodically. When updates occur, the “Effective Date” at the top will be revised. Continued use of Quontic services after changes implies your acceptance.