Come for the Rates, Stay for the Service
Our savings, checking, and CD accounts offer some of the best APYs in banking along with digital convenience. Since 2009, Quontic has taken pride in providing secure, customer-first banking solutions.
With FDIC insurance, Mastercard® Zero Liability Protection, debit card lock/unlock features, and ID theft protection, your funds and personal information are safeguarded every step of the way.
Our Unique Edge
Inclusive Mortgages
From FHA and VA to Non-Traditional Mortgages, we provide solutions tailored to diverse borrowers.
Transparent Fees
Banking with Quontic comes with a clear and simple fee structure. A 10% service fee is included, with no hidden charges or surprise costs.
Recognized Innovation
Named Most Innovative Bank of 2021 by Money, Quontic continues to pioneer digital banking features.
Community Driven
As a CDFI, Quontic supports underserved communities by turning deposits into opportunities.
Banking Evolution
2009 – Our Roots
Started as a community bank in New York City, with a mission to serve people, not just profits.
2015 – Certified CDFI
Recognized by the U.S. Treasury as a Community Development Financial Institution.
2021 – Most Innovative Bank
Named by Money for pioneering products like the Bitcoin Rewards Checking and Quontic Pay Ring.
Today – Nationwide Digital Bank
Serving customers across the U.S. with innovative banking and mortgage solutions for all.